Best Personal Loans In 2022

10. Avant

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9. Upstart

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8. Discover

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7. Universal Credit

[{"selector":"#anim-0002f199-72a8-4af6-8566-5b02debd5c9c","keyframes":{"opacity":[0,1]},"delay":0,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-eb6e0177-1a78-4390-9e1a-347a8f103ad1","keyframes":{"transform":["translate3d(-115.14196%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-a6b6b077-eef3-48f1-b8ea-819c91a2f985","keyframes":{"opacity":[0,1]},"delay":0,"duration":1500,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-430d8648-3828-4389-9a9c-baf0dfe9be96","keyframes":{"transform":["translate3d(0px, 363.08834%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":1500,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-bad76115-8661-4718-bbbe-a1e9a0740651","keyframes":{"opacity":[0,1]},"delay":0,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-cbb393a5-3790-4b05-abb6-809956850d13","keyframes":{"transform":["translate3d(116.29393%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-c000de0d-01af-466f-b7dc-73b12330f8d0","keyframes":{"opacity":[0,1]},"delay":0,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-95844e1e-cd96-4eb3-89d7-7c93d18e8e82","keyframes":{"transform":["translate3d(-115.01598%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-2a46d2ae-72c8-407a-b465-85a9978defe6","keyframes":{"opacity":[0,1]},"delay":0,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-fa842361-ca81-4485-9938-becbbe6cf51b","keyframes":{"transform":["translate3d(116.61342%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-096000c7-5dd2-4e54-b265-436a50b7640f","keyframes":{"opacity":[0,1]},"delay":0,"duration":1500,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-fb101195-083a-4354-b5a2-b967dc2876e6","keyframes":{"transform":["translate3d(0px, -270.22949%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":1500,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}]

6. Upgrade

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5. Figure

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4. LendingPoint

[{"selector":"#anim-b55499b9-3f31-4087-9e13-83d452db2acb","keyframes":{"opacity":[0,1]},"delay":0,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-2e2f831e-e21c-4264-91de-e02b86013d95","keyframes":{"transform":["translate3d(0px, -246.44458%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-e37b2b0c-1971-4cf1-a81c-dc0fed4bdd58","keyframes":{"opacity":[0,1]},"delay":0,"duration":1500,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-271d91a1-f397-4f5b-9d2d-0567f751acfc","keyframes":{"transform":["translate3d(114.82649%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":1500,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-6780dd95-e680-4809-ad2f-b92400040716","keyframes":{"opacity":[0,1]},"delay":0,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-0270f1bb-3390-43d7-8eaa-201d341e2435","keyframes":{"transform":["translate3d(0px, -506.73376%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-e0ac531b-1127-4766-87c0-6a0409073a30","keyframes":{"opacity":[0,1]},"delay":0,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-0a401179-0831-4d70-9ca5-90b32cc93767","keyframes":{"transform":["translate3d(0px, 1679.45994%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-b314454d-0089-4a35-88a2-5f1a2768b4bf","keyframes":{"opacity":[0,1]},"delay":0,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-1e5e830e-bd47-4474-a759-efb3053909bb","keyframes":{"transform":["translate3d(0px, 864.78302%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-7ce88503-0d65-4261-af1a-6bf870d13c2e","keyframes":{"opacity":[0,1]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"both"}] [{"selector":"#anim-304aa68a-a414-4728-aaac-7a5965f78402","keyframes":{"transform":["scale(0.3333333333333333)","scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}]

3. Marcus

[{"selector":"#anim-7e431149-7281-4037-8db4-f45044a7781a","keyframes":{"opacity":[0,1]},"delay":0,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-a7d4e787-df8a-4f21-985c-687ec541d609","keyframes":{"transform":["translate3d(0px, -246.44458%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-d03cd2b1-3fba-4ec6-bdec-26a233aac7e7","keyframes":{"opacity":[0,1]},"delay":0,"duration":1500,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-29162900-db8e-4b4f-901d-24aa98a336ad","keyframes":{"transform":["translate3d(-115.14196%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":1500,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-b5175261-0576-4512-87a3-a9a3e0f92732","keyframes":{"opacity":[0,1]},"delay":0,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-77d8a05e-870e-4df8-966c-39ff033ef77f","keyframes":{"transform":["translate3d(0px, 1013.93547%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-5e245a8e-bc21-4dac-9b10-c0483134f8f6","keyframes":{"opacity":[0,1]},"delay":0,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-16f0e0da-5a30-40a4-acf6-20c5a8888b1a","keyframes":{"transform":["translate3d(0px, 893.59658%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-7cb04a1b-45d3-4917-b92e-476d96a41e0a","keyframes":{"opacity":[0,1]},"delay":0,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-1ba905d3-6df7-4a00-85bf-5e33ad01bbfd","keyframes":{"transform":["translate3d(0px, 773.25769%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-79382789-171b-4b16-bd04-0085f574f151","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-74c0a4ba-2c81-45e3-9307-19c3c75ae23c","keyframes":{"transform":["translate3d(109.51009%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}]

2. LightStream

[{"selector":"#anim-5dfddf06-db34-43dc-bd5d-58860026ade4","keyframes":{"opacity":[0,1]},"delay":0,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-36a545de-21dd-44b4-9cee-9d0b1268367a","keyframes":{"transform":["translate3d(0px, 1318.44521%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-221638be-8d83-474a-bb68-adc07d79c135","keyframes":{"opacity":[0,1]},"delay":0,"duration":1500,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-e2ab5a93-2b3d-4f5b-92bd-1c67e5e8291b","keyframes":{"transform":["translate3d(-115.14196%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":1500,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-c086fbf6-f74d-40a0-a954-9ea7678543d7","keyframes":{"opacity":[0,1]},"delay":0,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-53010540-a0ee-4c89-9780-ca39e86e18d8","keyframes":{"transform":["translate3d(0px, 941.05414%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-25bef738-87f7-41eb-b796-6664e2716def","keyframes":{"opacity":[0,1]},"delay":0,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-f2b08b0a-0c4a-4de3-85dd-39f96521e0b5","keyframes":{"transform":["translate3d(0px, 822.41014%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-40409393-bf7a-48f2-ab56-3d6ad7e06bf8","keyframes":{"opacity":[0,1]},"delay":0,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-3daf045a-fbae-4e4a-815b-87633953bf68","keyframes":{"transform":["translate3d(0px, -506.73376%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-3308178b-eb36-4887-9391-a888519852aa","keyframes":{"opacity":[0,1]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"both"}] [{"selector":"#anim-2b167292-d679-4a27-a3e2-deed6e6fba97","keyframes":{"transform":["scale(0.3333333333333333)","scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}]

1. SoFi

[{"selector":"#anim-7292408a-c74d-42fa-a45c-3ee05ec30550","keyframes":{"opacity":[0,1]},"delay":0,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-2b0d4d71-0444-499d-9547-a2d52ea839c7","keyframes":{"transform":["translate3d(0px, -246.44458%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-3175d598-f97c-427d-865f-2f5bf06f8b22","keyframes":{"opacity":[0,1]},"delay":0,"duration":1500,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-f0f0d4d8-3155-48e0-bd18-9ca5c958ffb9","keyframes":{"transform":["translate3d(114.82649%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":1500,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-da05501a-16f1-4eaf-84f2-f6ba6640e888","keyframes":{"opacity":[0,1]},"delay":0,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-1034ae1a-72bd-4859-b75f-e13fbf20c581","keyframes":{"transform":["translate3d(-115.01598%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-87466fd3-74db-4c4e-83a0-79af8ffc82c3","keyframes":{"opacity":[0,1]},"delay":0,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-3223f051-3958-4e3b-bb70-28714ac70367","keyframes":{"transform":["translate3d(0px, 822.41014%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-222bd642-7c89-4e04-94cd-a78decf38116","keyframes":{"opacity":[0,1]},"delay":0,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-858489f6-bffb-4190-bf93-39cee9289e0a","keyframes":{"transform":["translate3d(0px, 1812.79315%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-364dd150-47c9-4287-b396-1eaf1c0cce35","keyframes":{"opacity":[0,1]},"delay":0,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-a548f0db-4b73-4b19-9a00-13bb6f152a6d","keyframes":{"transform":["translate3d(0px, 247.30952%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}]

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Best Personal Loans In 2022

10. Avant

BEST FOR A RANGE OF REPAYMENT TERMS

Minimum Credit Score - 580

APR Range - 9.95% to 35.99%

Loan Amounts - $2,000 to $35,000

9. Upstart

BEST FOR LOANS AS LOW AS $1,000

Minimum Credit Score - 600

APR Range - 3.09% to 35.99%

Loan Amounts - $1,000 to $50,000

8. Discover

BEST FOR NO INTEREST IF REPAID WITHIN 30 DAYS

Minimum Credit Score - 660

APR Range - 5.99% to 24.99%

Loan Amounts - $2,500 to $35,000

7. Universal Credit

BEST FOR COMPARING MULTIPLE OFFERS

Minimum Credit Score - 560

APR Range - 8.93% to 35.93%

Loan Amounts - $1,000 to $50,000

6. Upgrade

BEST FOR BAD CREDIT

Minimum Credit Score - 560

APR Range - 5.94% to 35.97%

Loan Amounts - $1,000 to $35,000

5. Figure

BEST FOR NEXT-DAY FUNDING

Minimum Credit Score - 640

APR Range - 5.75% to 27.84% with autopay

Loan Amounts - $5,000 to $50,000

4. LendingPoint

BEST FOR FAST FUNDING & BELOW-AVERAGE CREDIT

Minimum Credit Score - 600

APR Range - 9.99% to 35.99%

Loan Amounts - $2,000 to $36,500

3. Marcus

BEST FOR TERMS UP TO 72 MONTHS

Marcus does not disclose this information

APR Range - 6.74% to 19.74% with autopay

Loan Amounts - $3,500 to $40,000

2. LightStream

BEST FOR LOW INTEREST RATES

APR Range - 2.49% to 19.99% with autopay

Loan Amounts - $5,000 to $100,000

Minimum Credit Score - 660

1. SoFi

BEST OVERALL PERSONAL LOAN

APR Range - 5.74% to 21.28% with autopay

Loan Amounts - $5,000 to $100,000

Minimum Credit Score - 680

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